Start-up,
Technology,
Innovation.

Events to foster the entrepreneurial spirit.

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July 24, 2017 brian prokopowich0

StartupTech Unleashed is happy to partner up with Techweek to promote this great event to our members.

Because of the partnership we were able to offer you: 25% off for your community – 25% off your ticket price using the dicount code: TWTorStartupTechUnleashed25off

Hope to see you out at some of the events!

What is Techweek:

Techweek is a purpose-built conference and media company designed to spread wealth creation to diverse people and places through the Hero Company Theory of economic

Techweek is a purpose-built conference and media company designed to spread wealth creation to diverse people and places through the Hero Company Theory of economic development.

Techweek is in its second year in Toronto and we’re excited to be back in this great city! We’ve had great success in partnering with all sorts of tech-related companies and organizations in Toronto, finding mutual benefit in attracting a highly captive and talented tech-focused audience. Our greatest successes have come through showcasing the best Toronto has to offer through a series of events offered one week each year.

During our second year in Toronto, we wish to maintain the level of community involvement by offering select community partners a way to get involved in Techweek in exchange for their efforts in marketing and promotion of the overall conference.

To learn more go to: http://techweek.com/toronto/

Just don’t forget to use your discount code to save money on your ticket.

The events will be held throughout the city! So check your event ticket for locations.


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July 18, 2017 brian prokopowich0

There is a great VC event happening in New York City that I wanted our members to know about!

The organizers gave us a great promo code for our network STTUVIP. This will give our members in our community a further 10% discount on top of the current 50% early bird saving.

To register use this link:  http://bit.ly/2rzuHh9

 17th Annual New York Venture Summit being held on July 18th & 19th, 2017 at Convene in New York City.

This exclusive venture summit will bring together over 500 Venture Capitalists, Corporate VCs, Angel Investors, Investment Bankers and CEOs of venture backed, emerging and early stage companies; will feature more than 50 VCs on interactive panels; presentations from more than 50 Top Innovators and high-level networking opportunities.

Partial list of VCs confirmed to speak includes:
Omid Akhavan, Principal, MVM Life Science Partners | Ryan Armbrust, Partner, ff Venture Capital | Mark Austin, Venture Partner, Bright Capital | Imran A. Babar, Vice President, OrbiMed Advisors | Josh Berg, Investment Manager, GM Ventures | Mark Bernfeld, Partner, Clean Energy Venture Group | Gil Beyda, Founder & Managing Partner, Genacast Ventures | Charles Birnbaum, Investor, Bessemer Venture Partners | Scott Birnbaum, Founder, Red Sea Ventures | Brandon Blaesser, Analyst, NewWorld Capital Group | Sim Blaustein, Partner, Bertelsmann Digital Media Investments | Matthew Bressler, Principal, TDF Ventures | Briehan Burke, Associate, Catalyst Investors | Dan Burstein, Managing Partner, Millennium Technology Ventures | Lisa Calhoun, Managing Partner, Valor Ventures | Andrew Cleland, Managing Director, ComCast Ventures | Josh Cohen, Managing Partner, City Light Capital | Liz Crawford, Associate, Genacast Ventures | Meghan Cross, Managing Director, Red Bear Angels | Adam de Sola Pool, Partner, Clean Energy Venture Group | Aaron Dubin, Investor, Innovation Endeavors | Sara Eshelman, Principal, Omidyar Network | Linda Fingerle, Principal, EDF Ventures | Darcy Frisch, Managing Director and VP, Hearst Ventures | Elizabeth Galbut, Managing Partner, SoGal Ventures | Tejinder Gill, Associate, Insight Venture Partners | Shreyas Gosalia, Investor, American Family Ventures | Taylor Greene, Partner, Lerer Hippeau Ventures | Ed Greer, Manager, Dow Ventures | Jacob E. Grose, Investment Manager, BASF Venture Capital | Sven Harmsen, Investment Director, M Ventures | Brian Harwitt, Vice President, CoVenture | Ali Iz, Managing Partner, NewWorld Capital Group | Habib Kairouz, Managing Partner, Rho Capital Partners | Sam Lerer, Vice President, General Atlantic | Adi Levanon, Partner, Symmetrical Ventures | Byron Ling, Principal, Primary Venture Partners | Alice Lloyd George, Investor, RRE Ventures | Michael Lousteau, Partner, I2BF Global Ventures | Jiong Ma, Partner, Braemar Energy Ventures | Jillian Manus, Managing Partner, Structure Capital | Nihal Mehta, Founding General Partner, ENIAC Ventures | Jason Nolte, Investment Manager, GM Ventures | Cindy Padnos, Founder & Managing Partner, Illuminate Ventures | Maria Palma, Director, RRE Ventures | Deepen Parikh, Venture Partner, Interplay Ventures | Daniel Pianko, Managing Director, University Ventures | Stephen Plumlee, Managing Director, R/GA Ventures | Nael Rasamny, Partner, Outbound Ventures | Jake Rosenfeld, Investor, Correlation Ventures | Praveen Sahay, Managing Director, WAVE Equity Partners | Andrew Schoen, Principal, NEA | Reese Schroeder, Managing Director, Motorola Solutions Venture Capital | Rudina Seseri, Founder and Managing Partner, Glasswing Ventures | Travis Skelly, Senior Vice President, Citi Ventures | Mike Spadafore, Managing Director, Sandbox Industries | Jonathan Struhl, Co-Founder & General Partner, Indicator Ventures | Vincent Tang, Principal, Samsung NEXT | Claude Vachet, Managing Partner, Cycle Capital Management | Ira Weiss, Founder & General Partner, Hyde Park Venture Partners | Anna Whiteman, Senior Associate, Tribeca Venture Partners | Nicolas Wittenborn, Vice President, Insight Venture Partners | Alex Zisson, Managing Director, H.I.G. Capital | Rick Zullo, Investor, Lightbank and many more.

This would be a great event to make connections, if you are looking to raise capital for your venture!


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July 4, 2017 brian prokopowich0

Event cost: $15 on Eventbrite and $20 at the door.

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people. Grab a bite and have a great night!

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

  • RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech • Wearables •AR/VR
  • IOT • Big Data and so much more.

Our structure is we host an informal fireside chat with a featured speaker, Q & A session and open networking.

Featured Speaker: Steve Woods, CTO of Nudge.ai

Description: Nudge is a Modern Sales Platform that leverages relationship strength to help you find and keep your best customers. By connecting to email, calendar, and social media, Nudge brings your network together and tracks the strength of relationships. Nudge surfaces opportunities to engage the right prospects, customers and influencers that can grow your business. Nudge allows you and your team to

Partnership Presenters:

Frank Goortani: Dojojobs.com

Ryan Spinner: Aviva Ventures

Nikki Mobini: Think Tank

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The structure of the event is below:

6:30: Doors open, Registration start’s and open networking till 7 pm

7:01 pm-7:09 pm: Introductions to StartupTech Unleashed & sponsors

7:10 pm-8:00 pm: Interview & Q&A session with our featured speaker.

7:40 pm- 8:30 pm: Open networking.

8:30 pm: Closing remarks.

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Bonus: Free pizza and fantastic door prizes.

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Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible.

ClauseHound: Is a legal tool geared towards entrepreneurs, early-stage businesses and small businesses alike to help draft legal documents that make businesses more productive.

Verkspace: One of Toronto’s newest coworking experience in collaborative/community/shared workspaces located in Old Town. The beautiful space features a lounge and great areas designed to get work done and concierge services.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

Infotech Union: The free private community for professional {tech} Freelancers and Contractors to share new Opportunities, Projects, and Contracts.

DojoJobs: Your one stop solution for pre-vetted senior developers & IT talent. Are you looking to hire top talent for remote, contract or full-time talent. Are you a developer looking for pre-vetted contracts. Then Dojojobs.com the answer!

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Disclaimer: By signing up or attending any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice, image and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes.

The date, time and locations are subject to change without notice. We do not offer refunds however if you are unable to attend we may be able to provide you a ticket to another event. If you have any questions please do not hesitate to contact us.


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June 27, 2017 brian prokopowich0

Event cost: $10 on Eventbrite and at the door.

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people.

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

• RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech • Wearables •AR/VR •IOT • Big Data and so much more.

Our structure is we host an informal fireside chat with a featured speaker, Q & A session and open networking. We will have more information coming in the next few weeks on who the speakers will be and the venue.


Featured Speaker: TBD

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Companies presenting

TBD


Plus we will have an open mic opportunity so that everyone will have 30 sec to introduce their business and tell us about whatever service they want to promote!


The structure of the event is below:

6:30 pm: Doors open, registration start’s and open networking till 7 pm

7:01 pm-7:15 pm: Introductions to StartupTech Unleashed

7:16 pm-8 pm: Interview & Q&A session with our featured speaker.

8 pm- 8:30 pm: Open networking.

8:30 pm: Closing remarks.

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Bonus: Free pizza & door prizes.

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Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible

ClauseHound: Is a legal tool geared towards entrepreneurs, early-stage businesses and small businesses alike to help draft legal documents that make businesses more productive.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

Upside Foundation: We provide a unique platform for corporate philanthropy: donate options or warrants, not cash. We understand that cash is scarce, as is time, so the Upside Foundation makes charitable giving quick, easy and cash-free.

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Disclaimer: By signing up for Any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes. By attending, You consent to the recording and photographing and grant StartupTech an unrestricted, perpetual, non-exclusive and sublicensable license, to take, use, display, perform, distribute or exploit for any lawful and commercial purpose any recordings or photographs.


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June 6, 2017 brian prokopowich0

Event cost: $15 on Eventbrite and $20 at the door.

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people. Grab a bite and have a great night!

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

• RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech • Wearables •AR/VR

•IOT • Big Data and so much more.

Our structure is we host an informal fireside chat with a featured speaker, Q & A session and open networking.


Featured Speaker: Aaron Lyon Phillips, Founder & CEO

Description: AP1’s solutions are designed to enhance the utility of existing mobile applications and can be integrated with other datasets to ensure Business Intelligence are accurate and comprehensive.

Pitch2Peer: The companies below will be pitching the business to the group. Then the group will pick the winner! What better way than to get up in front of people and try your best, you are among your peers where we will support you and will provide valuable feedback. Plus you get to win a prize for your efforts.

1) TBD

2) TBD

3) TBD

———————————————————————

The structure of the event is below:

6:30: Doors open, Registration start’s and open networking till 7 pm

7:01 pm-7:09 pm: Introductions to StartupTech Unleashed & sponsors

7:10 pm-7:39 pm: Interview & Q&A session with our featured speaker.

7:40 pm- 8:00 pm: Pitch2Peer 3 companies will pitch their business to the group

7:40 pm- 8:30 pm: Open networking.

8:30 pm: Closing remarks.

——————————————————-

Bonus: Free pizza and fantastic door prizes.

—————————————————–

Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible.

ClauseHound: Is a legal tool geared towards entrepreneurs, early-stage businesses and small businesses alike to help draft legal documents that make businesses more productive.

Verkspace: One of Toronto’s newest coworking experience in collaborative/community/shared workspaces located in Old Town. The beautiful space features a lounge and great areas designed to get work done and concierge services.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

———————————————————————————————-

Disclaimer: By signing up or attending any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice, image and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes.

The date, time and locations are subject to change without notice. We do not offer refunds however if you are unable to attend we may be able to provide you a ticket to another event. If you have any questions please do not hesitate to contact us.


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May 31, 2017 brian prokopowich0

Event cost: $10 on Eventbright and $15 at the door

—->StartupTech Unleashed Event Registration<—-

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people.

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

• RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech

• Wearables • AR/VR • IOT • Big Data  ….and so much more.

Our structure, we host an informal fireside chat with a featured speaker with a Q & A session and open networking. We will have more information coming in the next few weeks on who the speakers will be and the venue.

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Featured Speaker: Marc Alloul Co-Founder of Bugeto

Bio:

Marc Alloul is an Engineer/Quantum Physicist turned entrepreneur, spending the last twenty years in both large publicly traded as well as smaller private equity funded companies where he developed and brought to market innovative technology & marketing solutions to some of the world’s companies.

Marc is currently Managing Partner W2/W3 at W Investments, a private Québec investment firm that targets businesses with high growth potential as well as strategic advisor to several companies where he is a shareholder, board member or mentor.

What is BUDGETO about:

Budgeto is an online, incredibly user friendly application allowing entrepreneurs to build and share budgets in a few clicks. Budgeto is targeting enablers in the startup community, or places like accelerators, incubators, universities, entrepreneurs associations, investors, banks and more. For more information or to open a free account, visit: www.budgeto.com

 

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The structure of the event is below:

6 pm: Doors open,  registration start’s and open networking till 6:20 pm

6:21 pm-6:25 pm: Introductions to StartupTech Unleashed & 3 min presentations with our 2-3 featured startup companies.

6:26 pm-7:25 pm: Interview & Q&A session with our featured speaker.

7:26 pm- 7:59 pm: Open networking.

8:00 pm: Closing remarks

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Bonus: Free pizza and fantastic door prizes.

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Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible. Special thanks for WeWork For hosting us for this night!

WeWork: is a community of creators that aims to help companies grow by providing them with not just beautiful space, but also the benefits, amenities, and the professional community they need to focus on their business.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

Upside Foundation: We provide a unique platform for corporate philanthropy: donate options or warrants, not cash.  We understand that cash is scarce, as is time, so the Upside Foundation makes charitable giving quick, easy and cash-free.

WeWork: Flexible plans, conference rooms, high speed internet, and tons of other great amenities. Prices start at C$275.

 

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Disclaimer: By signing up for Any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes. By attending, You consent to the recording and photographing and grant StartupTech an unrestricted, perpetual, non-exclusive and sublicensable license, to take, use, display, perform, distribute or exploit for any lawful and commercial purpose any recordings or photographs.


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May 29, 2017 brian prokopowich0

Event cost: $15 on Eventbrite and $20 at the door.

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people. Grab a bite and have a great night!

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

• RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech • Wearables •AR/VR

•IOT • Big Data and so much more.

Our structure is we host an informal fireside chat with a featured speaker, Q & A session and open networking.


Featured Speaker: Aaron Lyon Phillips, Founder & CEO

Description: AP1’s solutions are designed to enhance the utility of existing mobile applications and can be integrated with other datasets to ensure Business Intelligence are accurate and comprehensive.

Pitch2Peer: The companies below will be pitching the business to the group. Then the group will pick the winner! What better way than to get up in front of people and try your best, you are among your peers where we will support you and will provide valuable feedback. Plus you get to win a prize for your efforts.

1) TBD

2) TBD

3) TBD

———————————————————————

The structure of the event is below:

6:30: Doors open, Registration start’s and open networking till 7 pm

7:01 pm-7:09 pm: Introductions to StartupTech Unleashed & sponsors

7:10 pm-7:39 pm: Interview & Q&A session with our featured speaker.

7:40 pm- 8:00 pm: Pitch2Peer 3 companies will pitch their business to the group

7:40 pm- 8:30 pm: Open networking.

8:30 pm: Closing remarks.

——————————————————-

Bonus: Free pizza and fantastic door prizes.

—————————————————–

Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible.

ClauseHound: Is a legal tool geared towards entrepreneurs, early-stage businesses and small businesses alike to help draft legal documents that make businesses more productive.

Verkspace: One of Toronto’s newest coworking experience in collaborative/community/shared workspaces located in Old Town. The beautiful space features a lounge and great areas designed to get work done and concierge services.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

Infotech Union: The free private community for professional {tech} Freelancers and Contractors to share new Opportunities, Projects, and Contracts.

—————————————————————————————————–

Disclaimer: By signing up or attending any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice, image and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes.

The date, time and locations are subject to change without notice. We do not offer refunds however if you are unable to attend we may be able to provide you a ticket to another event. If you have any questions please do not hesitate to contact us.


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May 10, 2017 brian prokopowich0

Attention all startup founders, developers, and tech enthusiasts in the Kitchener/Waterloo area. Come on down to Shoeless Joe’s Waterloo for our monthly StartupTech Social so come on down to chat, network over drinks and munchies! Plus get a chance to win a $20 gift card. Looking forward to meeting you all soon!


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May 2, 2017 brian prokopowich0

Event cost: $10 on Eventbrite and $15 at the door.

What we are all about:

This is a perfect event to network with fellow entrepreneurs, startup founders, tech enthusiasts or to just meet new people. Grab a bite and have a great night!

Who are our members:

Our events are great for Startups and businesses of all stages of growth our members range from the following tech circles:

• RealTech • MarTech • CleanTech • FinTech • MedTech • EdTech • Wearables •AR/VR

•IOT • Big Data and so much more.

Our structure is we host an informal fireside chat with a featured speaker, Q & A session and open networking.


This Months Speaker Lineup!

Featured Speaker: Marc Milgrom , CEO of Newzulu Limited

New Zulu: Platform helps you gather, organize and broadcast social content at scale, live or on demand. At Newzulu, we make live eyewitness reporting, digital asset management (DAM), community building and mobile applications effective and easy to use. Get more content from more sources, more devices, more formats and more people with Newzulu crowdsourcing technology.

Other companies presenting:

Julie Kaye – Telecom by Design

Stanislav Kojokin – KASE Insurance – with a strong focus on insurance for startups

Brendan Stennett – Think Data


The structure of the event is below:

6:30: Doors open, registration starts & open networking till 7 pm

7:01pm-7:15pm: Introductions to StartupTech Unleashed & 3 min presentations with our 2-3 featured startup companies.

7:16pm-8pm: Interview & Q&A session with our featured speaker.

8pm- 8:30pm: Open networking.

8:30: Closing remarks.

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Bonus: Enjoy some snacks to munch on!

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Sponsors:

We would like to thank all our sponsors for helping make the StartupTech Unleashed events possible.

Verkspace: One of Toronto’s newest coworking experience in collaborative/community/shared workspaces located in Old Town. The beautiful space features a lounge and great areas designed to get work done and concierge services.

Conference Cloud: Is a next generation virtual attendance platform specifically designed for conferences to scale audiences and monetize their content. ConferenceCloud gives you a simple way to stream your conference live and help recover foregone revenue. Provide a truly unique digital attendee experience and with ConferenceCloud.

Skyphone: SkyPhone is a smartphone number in the cloud that manages all incoming calls into your business and directs them to the right person on your team regardless of their location or what type of phone they’re using.

Arvuu Inc.: An interactive marketing company focusing on Augmented Reality and traditional marketing. The launched their own augmented reality viewer called ARenginePRO so that anyone can create their own projects.

———————————————————————————————————————————-

Disclaimer: By signing up or attending any STU meetup event, you agree that StartupTech Unleashed may record or photograph the Event, (including You, your likeness, voice, image and any guest you bring), and use it publicly or privately in any form of media, including for commercial purposes.

The date, time and locations are subject to change without notice. We do not offer refunds however if you are unable to attend we may be able to provide you a ticket to another event. If you have any questions please do not hesitate to contact us.


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May 1, 2017 Meg Marshall0

Insurance. It can sound like such a scary thing, but it really doesn’t have to be. In fact, it can be really helpful and may be a legal requirement in some circumstances. If an entrepreneur has never had their own business before or never needed commercial liability it can be very overwhelming. It is important to note that home and auto insurance are usually considered separate policies than commercial liabilities and coverage. We caught up with KASE Insurance, who specialize in small business, manufacturing companies, commercial needs and have a big heart for startups. We spoke with the fun, dynamic yet extremely knowledgeable partners of KASE. Stanislav Kojokin and Arian Ebrahimi provided some phenomenal insight and provides various examples and stages of what type of insurance might be needed. 

Arian and Stanislav of KASE Insurance give some amazing tips to consider when to insure a startup.

Q: Why should a startup get insurance?

A: Many startups believe that they are not big enough to need insurance and want to wait until more sales are generated or more assets are purchased. The reality is that having insurance should be in the budget from day one. As soon as a company starts operations and has customers, protection is needed.

Q:  Even if a startup is an app (application) and NOT producing any tangible products, would they still need insurance?

A: If the startup is generating revenue, they need liability insurance to make sure they are protected. Even if the company does not have a tangible product, their customers could claim that they suffered a loss as a result of the professional advice or the completed operations of the start up, at which point the start up would have to defend itself.

Q: Are there certain legal documents that would classify a company as a startup?

A: No.

Q: At what stage or point should a startup consider insurance?

Insurance needs should be considered part of the budget of a startup, suggests KASE Insurance.

A: It will be a great idea for you to consult with an insurance advisor before any of the following:

KASE Study #1: Start up company about to launch the beta version of their new product or software. Their client asks them to provide proof of insurance before signing a contract.

Insurance solution: Errors & Omissions Liability (E&O), Cyber Liability

Why is it important:  This insurance coverage helps protect professional advice- and service- providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and certain damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, an error or omission in the service or product sold by the policyholder. These are potential causes for legal action that would not be covered by a General Liability Insurance Policy which addresses more direct forms of harm. Cyber/Network Liability can usually be added to an E&O Policy to protect your exposure of a network going down or private information leaking and causing financial damage.

KASE Study #2: The start up company has outgrown the co- working space, and is looking to move into the new private office. As a condition of the new lease agreement, they are required to provide proof of insurance to the new landlord.

Insurance solution: Commercial General Liability and a Commercial Property  

Why is it important: Commercial General Liability covers bodily injury or property damage cause to a 3rd party. Commercial Property coverage protects a business’s own business property within the office.  This policy can also cover the loss of use of the premises in the event of a covered loss such as a fire.

KASE Study # 3: You are trying to put a board in place made up of experienced industry veterans. One of the potential candidates is asking you if he will be covered under your company’s insurance policy.

Insurance Solution: Directors & Officers Liability (D&O) Insurance

Why is it important: Provides coverage for a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers of the company

KASE Study # 4: You have hired employees to help you grow your start up.   

Insurance Solution: Employment Practices Liability

Why is it important: Protect your organizations against employee suits for discrimination, wrongful termination, sexual harassment, failure to hire, etc. The key here is to remember: Even if you are in the right, it doesn’t mean you will not have to defend yourself.

KASE Study #5: Your business cannot operate without you the founder, or one of your key employees. Investors are concerned about the company’s future should something health related happen to that individual.

Insurance Solution: Key Person Insurance

Why is it important:   

The insurance company will a lump sum of tax free money to the corporation. These funds can be used to compensate for the loss of sales or the cost to hire a replacement for key individual.

KASE Study #6: You want to attract and retain the right talent to help you grow your business and are in search of employee incentives.

Insurance Solution: Employee Benefits- Health coverage

Why is it important: Your employees will have piece of mind when it comes to health-related expenses should they have health related issues.

Q: What are common components that are included in insurance policies (specifically for startups)?

A:  First and foremost, the startup should obtain a commercial general liability policy to cover their products and their completed operations. Depending on what the startup does, they may want to consider errors and omissions insurance as coverage for professional liability is typically excluded from a commercial general liability policy.

Q: Why does KASE insurance like working with startups?

KASE Insurance specializes in commercial insurance and can truly help startups!

A: KASE Insurance is a start up! We know the struggles startups go through in getting the attention they need. Startups are often neglected because of their small size and potential for failure so as a result, they are not usually getting the right attention from their insurance brokers. KASE Insurance prides itself in being an active resource for insurance and risk management for companies of all sizes.

Q:  What are some of the common mistakes that startups can encounter if they don’t have insurance?

A: Many startups will consider insurance when their customer or a landlord is asking for proof of the coverage. At that point, the startup may be scrambling to find insurance and will likely purchase what is readily available to satisfy their contracts. With more time and attention, an insurance broker can shop the market and find a more suitable product for the startup to buy.

Now, please. Do yourself a favour and get some insurance and do not jeopardize your idea, team and dream.  

A big thank you to Stanislav and Arian from Kase for lending their time, insight and knowledge to better prepare and protect fellow startups and entrepreneurs.